Market Mayhem: Can You Still Retire Comfortably?

Markets are up one day, down the next, and the headlines never stop. For anyone with investments or approaching retirement it’s natural to wonder: Are my investments on track? Can I still retire comfortably? 

These are the right questions to ask. The wrong move is assuming you already know the answers. Because the truth is, while the market will always fluctuate, and outcomes are never guaranteed, a clear long-term plan can help you stay on track while planning for your retirement.  

That’s why now may be the right time to get a second opinion on your investments and retirement plan. At JL Bainbridge, we’ve been helping families navigate retirement for more than 40 years, and we know how valuable a fresh perspective can be. In fact, we believe a complimentary 30-minute review with our team could be an opportunity for you to assess your financial plan.

Why Timing Matters Less Than Planning

Too many people put off getting help because they think they can “wait out the market.” But the reality is, waiting for the perfect time can backfire. What you really need is clarity right now. That’s why the real key to retirement planning isn’t about catching the exact “right” moment to invest or withdraw. It’s about creating a plan that can help anticipate ups and downs and works to keep you on track regardless of the headlines.

A second opinion can help to give you that clarity. It can give you insight into whether your current strategy is built to consider market volatility, whether your risk is aligned with your goals, and whether you’re making the most of the resources available to you. And because our review is complimentary, you can explore this opportunity with no cost or obligation.

What You’ll Discover in a Complimentary Review

During your complimentary review with JL Bainbridge, we may cover educational topics such as:

• If you’re still on track to retire when you want to.
• Whether your investments match your comfort level and timeline.
• Your financial picture including income plan, Social Security, pensions, and retirement accounts.
• How to identify gaps in tax planning, estate strategies, or healthcare considerations.

Even if you already work with an advisor, a second opinion can uncover opportunities or risks that may otherwise be overlooked. Think of it as getting another doctor’s opinion on something as critical as your health, only this time, it’s your financial future.

Why This Matters Now

Markets will always rise and fall. That’s out of your control. But what you can control is whether you’ve taken the step to protect your retirement through smart planning. The mistake people make is waiting until it’s too late to find out they aren’t on track.

Don’t leave your retirement to chance or to the next market swing. The cost of not reviewing your retirement plan may reduce awareness of potential opportunities and potential risks. By contrast, the cost of a complimentary second opinion is just 30 minutes of your time.

The Next Step Is Simple

At JL Bainbridge, we’ve built our reputation on guiding families with a comprehensive approach to wealth management. But the first step always starts with a conversation. So, ask yourself: Do you really know if you’re on track to retire? If there’s even a shred of doubt, isn’t it worth a second opinion?

*Contact JL Bainbridge today for a complimentary financial review and get a second opinion on your retirement plan.

*Financial reviews are for informational/educational purposes only and do not constitute investment advice and do not ensure improvement in retirement outcomes. Investment advice is only available to those who become a client

Disclosure:

The views and opinions expressed in this article are those of JL Bainbridge and are subject to change and reflect our judgment as of the publication date 

JL Bainbridge is a registered investment adviser. Registration with the SEC does not imply any level of skill or training. JL Bainbridge is not a broker-dealer and does not offer tax or legal advice. Please consult your tax or legal professional for assistance regarding your individual situation. For more information about our firm and our investment adviser representatives, please review our Disclosure Brochure (ADV Part 2A), Privacy Notice, and Relationship Summary (Form CRS) at jlbainbridge.com or reference the SEC website for more information on the firm and its advisors at: https://adviserinfo.sec.gov/firm/summary/108058.

Investing involves risk, including the potential loss of principal. Market conditions and events can cause stock prices to fluctuate rapidly and unpredictably. Past performance is not indicative of future results.  AD25